Principled Payments

We believe that you deserve to keep as much profit in your business as possible.
Happy business owners make long term partners & friends. That's why at Principled Payments you'll always find fair pricing, honest business processes and a team that does the right thing.

Jennifer Stephens founded Principled Payments because she wanted to create a change in the merchant services arena. She has worked with several companies within merchant services. Most of these companies are built up of good hard working people. However, it’s a difficult industry to understand no matter how long you’ve been in it.

Jennifer was not raised in the merchant services field and has always disliked some of the standards in the business. With us, you’ll always find someone willing to work hard for you, educate you and provide great service...period.

Our Merchant Partners

Principled Payments has chosen to partner with Capital Bankcard and Payment Processing Consultants because of their commitment to excellent service. Both vendors have an A rating with the BBB and provide all of the technology to help make Principled Payments have power of a large company with a more personal touch.

Capital Bankcard was established in 1998 and has become one of the most respected organizations in the merchant services industry.

Capital Bankcard enables Principled Payments to process all forms of electronic payments including credit, debit, rewards, gift cards and checks using any payment processing device. With a focus on maintaining customer satisfaction, Capital Bankcard offers award-winning in-house customer and technical support 24 hours, 7 days a week.

BBB Arating

PPC makes it possible for your business to accept all non-cash forms of payment so you can grow, offer convenience, and reduce accounts receivable. Our mission is to make easy what others complicate with nuisance fees and using jargon. We have transparent pricing, honest salespeople, and a proven track record of success both locally and nationally since 1998. PPC is one of Rochester’s Top 100 fastest growing companies, has an A+ BBB rating, is endorsed by over 25 referral partners, and is locally owned and operated. The bottom line is that we are accountable and will do what we promise.

BBB Aplus